LEGAL — TERMS AND CONDITIONS

Terms & Conditions

Last updated: March 10, 2026

Agreement and binding nature

These Terms and Conditions constitute a legally binding agreement between you and Meridex. By accessing this website, submitting an inquiry, or engaging Meridex for services, you confirm that you have read, understood, and agree to be bound by these terms.

If you do not agree to any part of these Terms and Conditions, please do not use this website or engage our services. For any questions regarding these terms, you are welcome to reach us through our Contact page.

1. User obligations and conduct

1.1 General conduct requirements

All users of this website agree to conduct themselves in a manner that is lawful, respectful, and consistent with the intended purpose of the site. The following behaviors are expressly prohibited:

a.

Attempting to access systems or data without authorization.

b.

Submitting false, fraudulent, or misleading information through any form or communication channel.

c.

Reproducing, distributing, or commercially exploiting any site content without prior written permission.

d.

Engaging in any activity that disrupts or damages the operation of the website or the experience of other users.

1.2 Age requirements

This website and Meridex services are intended for use by adults who have legal capacity to enter into binding agreements. By using this site or engaging our services, you represent that you are at least 18 years of age and have the authority to bind yourself (or any organization you represent) to these terms.

1.3 Accuracy of information

Where services are engaged, clients are responsible for providing accurate, complete, and timely financial information. Meridex cannot be held liable for errors or omissions in deliverables that arise from inaccurate or incomplete information provided by the client.

2. User responsibilities

2.1 Compliance with applicable law

You are responsible for ensuring that your use of this website and Meridex services complies with all laws and regulations applicable to you and, where relevant, to your business. Meridex does not provide legal advice; nothing on this website constitutes legal counsel.

2.2 Indemnification

You agree to indemnify and hold harmless Meridex, its team members, and contractors from any claims, losses, damages, or expenses (including reasonable legal fees) arising from your breach of these Terms and Conditions or your misuse of this website or services.

2.3 Data protection obligations

Where clients share financial data relating to third parties (employees, investors, contractors), they are responsible for ensuring that sharing such data with Meridex complies with applicable privacy and data protection law.

2.4 Third-party services

This website may contain links to third-party websites or reference third-party tools. Meridex is not responsible for the content, policies, or practices of third-party sites. Visiting such links is at your own discretion and risk.

3. Disclaimers and limitations of liability

3.1 Disclaimer of warranties

This website and the information it contains are provided on an "as is" basis. Meridex makes no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, or fitness for a particular purpose of the content published here.

3.2 Limitation of liability

To the fullest extent permitted by law, Meridex shall not be liable for any indirect, incidental, consequential, or punitive damages arising from use of this website or reliance on information contained within it. Our total liability to you in connection with any service engagement shall not exceed the fees paid for the specific service in question.

3.3 No professional advice

General information on this website does not constitute financial, tax, or legal advice and should not be treated as such. For advice specific to your circumstances, consult a qualified professional licensed in your jurisdiction.

3.4 Force majeure

Meridex shall not be liable for any delay or failure to perform obligations resulting from causes beyond our reasonable control, including natural disasters, power outages, cyberattacks, labor disputes, or changes in applicable law.

4. Legal information and dispute resolution

4.1 Governing law

These Terms and Conditions are governed by and construed in accordance with the laws of the jurisdiction in which Meridex operates. Any disputes not resolved informally will be subject to the exclusive jurisdiction of the competent courts of that jurisdiction.

4.2 Dispute resolution

If a dispute arises in connection with these terms or any service engagement, both parties agree to attempt to resolve the matter in good faith through direct communication before initiating formal legal proceedings. Most disagreements can be resolved efficiently through honest dialogue.

4.3 Severability

If any provision of these Terms and Conditions is found to be unlawful, void, or unenforceable by a court of competent jurisdiction, that provision shall be deemed severable from the remainder of the terms, which shall continue in full force and effect.

4.4 Terms modification

Meridex may update these Terms and Conditions at any time. The revised version will be posted on this page with an updated date. Where changes are material, we will make reasonable efforts to notify active clients. Your continued use of the site following any revision constitutes acceptance of the updated terms.